Análisis de Estrategias de Financiamiento de las Pymes del Sector Comercio en el Municipio de Duitama Boyacá

Abstract

Small and medium-sized enterprises (Smes) currently account for 80 per cent of employment in Colombia. They are also a fundamental basis for economic development, where most were created by entrepreneurs seeking economic benefit. In addition, Smes have greater participation in the industrial, commercial and service sectors that contribute to the improvement of the economy of the municipality of Duitama. However, businesses in the commercial sector face several challenges, such as the scarcity of economic resources and financial training, which is why state and financial institutions provide support with financing strategies. To carry out this research and the sector in which weaknesses, strength, threats and opportunities to build and define were analyzed.